Chapter 11 - THE DEAL THAT DESTROYED DEREK LANGFORD

The independent review concluded that the proposed Atlantic Feeder Services Agreement contained material documentation problems.
The supplemental hull bond was invalid.
Several supporting financial records couldn't be verified.
And investigators identified suspicious transactions connected to Derek's company.
Black Harbor withdrew from the proposed agreement.
Derek's investors reacted immediately.
Creditors demanded explanations.
His refinancing arrangements came under pressure.
The company he'd built on aggressive borrowing began to unravel.
Kendra attempted to distance herself.
She claimed she hadn't understood the financial documents.
But her consulting company appeared in multiple records.
Derek blamed everyone.
His brokers.
His accountants.
His employees.
Even me.
He sent a message.
You ruined my life.
I stared at it.
Then deleted it.
Because the truth was simple.
I hadn't ruined his life.
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I'd noticed a number.
Everything afterward had been the consequence of what that number revealed.