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Chapter 1 - FIVE SECONDS BEFORE THE EXPLOSION

At 1:34 in the morning, I saw a stranger crouched beneath a black Lincoln outside the diner, and when I screamed for Mateo Rossi to stop walking toward it, he looked at me like I had lost my mind.

I grabbed the back of his coat anyway, pulled with everything I had, and five seconds later the car erupted hard enough to blow out two diner windows and throw both of us onto the wet Chicago pavement.

I thought saving his life would make me a witness; I did not understand that it would also expose the reason someone wanted him dead—and the financial trail connecting that reason to the hospital bills that had been slowly destroying my own family.

Rain had been hitting the windows of Diner 82 for most of the night.

Not dramatic rain.

Chicago rain.

Cold, sideways, dirty at the edges, collecting in the gutter beneath the orange glow of streetlights and turning the industrial blocks west of the river into long black mirrors.

Inside, the fryer smelled like onions.

The coffee had been on too long.

A fluorescent tube above Booth Six buzzed every few seconds.

My name was Harley Quinn.

Yes.

Like the comic-book character.

No, my parents had not done it intentionally.

My father liked motorcycles and my mother liked the name Harley, and somewhere between the birth certificate and kindergarten the universe developed a sense of humor.

I was twenty-seven.

I worked nights.

Too many of them.

At two in the morning, your body begins negotiating against you.

Feet swell.

Hands get clumsy.

Small mistakes start feeling personal.

That Tuesday, I had been working almost eleven hours because Denise called out with the flu and Gary, our night manager, had asked if I could cover.

I said yes because saying no cost money.

Money had become the architecture of my life.

Rent.

Gas.

Food.

Hospital parking.

Prescriptions.

Insurance deductibles.

Minimum payments.

My younger sister Lily was nineteen and waiting for a heart transplant at Northwestern Memorial.

Congenital cardiomyopathy.

A phrase I could pronounce before I could emotionally understand it.

She had been sick since childhood.

Then suddenly worse.

Three admissions in nine months.

A ventricular assist device discussion we were still pretending might not become necessary.

A plastic accordion folder in my apartment held bills that looked like ransom notes.

I knew people online liked to say medical debt could be negotiated.

They were right.

I negotiated constantly.

I still owed more money than I could imagine earning.

So I worked.

Diner 82 was not glamorous enough to attract rich people on purpose.

Truck drivers.

Night-shift nurses.

Cops.

People leaving bars after realizing they needed eggs before sleep.

And every Tuesday at 2:15 a.m., three men came in and sat at Booth Four.

The first time, Gary disappeared into the kitchen.

That got my attention.

The men never caused trouble.

Never raised their voices.

Never got drunk.

The tallest one ordered scrambled eggs with Tabasco.

The lean one in expensive glasses ordered a turkey club without mayonnaise.

The third man ordered black coffee and one slice of cherry pie.

Always.

His name was Mateo Rossi.

I knew that before he ever introduced himself because Chicago is a city where some last names travel ahead of the people carrying them.

The Rossis had once owned trucking companies, warehouse properties, bars, construction interests, and enough union relationships to create stories nobody could completely prove.

Mateo’s father, Vincent, had been investigated repeatedly and convicted of nothing serious.

Mateo himself had done something different.

Wharton.

Law degree.

Then back to Chicago after his father’s stroke.

Over fifteen years, he sold off the sketchiest family businesses, consolidated the trucking assets into Rossi Logistics, bought two warehouse companies, and built a legitimate regional freight operation that employed nearly three thousand people.

That was the public version.

The private version depended on who told it.

Gary insisted Mateo still controlled half the illegal shipping in the city.

One of our regular cops said Gary watched too much television.

I had no opinion.

Mateo tipped one hundred dollars.

Every week.

On a twelve-dollar check.

That hundred dollars paid for Lily’s anti-rejection evaluation medications one month.

Parking another.

Groceries another.

......PART 2 in the comments below 👇

The first time Mateo left that hundred-dollar bill, I ran after him because I thought he'd made a mistake.

He turned beneath the diner's neon sign, rain gathering on the shoulders of his charcoal overcoat.

“You forgot your change,” I said.

He looked at the bill in my hand.

“No, I didn't.”

“Your check was twelve dollars.”

“I can read.”

“Then you know this is ridiculous.”

For the first time, he smiled.

“Keep it, Harley.”

He knew my name because I wore it on a crooked badge. Still, something about hearing him say it made me uncomfortable.

“I don't need charity.”

“Good,” he said. “Because I don't give charity to people who remember my coffee order.”

Then he got into the Lincoln and disappeared.

I told myself he was just a wealthy man with a strange tipping habit.

That explanation lasted six weeks.

Until the night somebody tried to kill him.

At 1:31 a.m., Mateo finished his pie.

The diner was almost empty. Gary was in the back office arguing with a supplier over the telephone. A trucker slept with his forehead resting against folded arms.

Mateo's companions had gone outside.

The tall one, Dominic Falco, stood beneath the awning.

The man in glasses, Aaron Weiss, was checking his phone near the passenger door.

Mateo remained at Booth Four, reading something on a tablet.

“You're early tonight,” I told him while collecting his plate.

He looked up.

“Am I?”

“Forty-one minutes.”

“You keep track?”

“Your pie is the only predictable thing about Tuesdays.”

He smiled.

“Maybe I wanted to surprise you.”

“Try ordering apple.”

“That would be reckless.”

I laughed.

Then I noticed his phone.

A message had appeared on the screen.

THE BOARD VOTE HAS BEEN MOVED TO FRIDAY.

Mateo's expression changed.

He turned the phone facedown.

“Everything okay?” I asked.

“Business.”

“That's usually what people say when things aren't okay.”

He looked at me for a moment.

“You always this observant?”

“Occupational hazard.”

He left a hundred-dollar bill beneath his coffee cup.

Then he stood.

“Good night, Harley.”

“Good night, Mr. Rossi.”

He stopped.

“Mateo.”

I blinked.

“What?”

“My name is Mateo.”

Before I could answer, he walked toward the door.

I was carrying his empty plate when I saw the stranger outside.

A man in a dark hooded jacket crouched beside the Lincoln.

At first, I assumed he was looking for something he'd dropped.

Then I saw him slide out from beneath the vehicle.

He moved quickly.

Too quickly.

And he wasn't carrying a tool bag.

He was carrying a small black case.

Something in my stomach turned cold.

I dropped the plate.

It shattered against the tile.

Mateo turned.

“Harley?”

I pointed through the window.

“Don't get in!”

He looked toward the car.

The stranger ran.

“Mateo, STOP!”

I didn't wait for him to understand.

I sprinted through the doorway, grabbed the back of his coat, and pulled.

He stumbled backward.

“Harley, what—”

The explosion swallowed the rest.

The force threw us across the pavement.

My shoulder struck the curb.

Glass rained over the sidewalk.

Heat rolled across my face.

For a few seconds, I couldn't hear anything except a high, metallic ringing.

Then someone shouted.

A car alarm screamed.

Mateo was above me, one arm braced against the ground.

“Harley!”

His mouth moved.

I couldn't understand him.

He touched my face.

“Look at me.”

I blinked.

The ringing began to fade.

“Are you hurt?”

I tried to answer.

Instead, I coughed.

He turned toward the burning Lincoln.

Dominic was running toward us.

Aaron was shouting into his phone.

The front of the diner had disappeared behind smoke.

Mateo looked back at me.

His expression was something I'd never seen before.

Not anger.

Not fear.

Recognition.

He understood that somebody had tried to murder him.

And that I had just ruined their plan.

“Can you stand?” he asked.

“I think so.”

He helped me sit.

Pain shot through my left shoulder.

I gasped.

Mateo immediately stopped moving.

“Don't force it.”

Sirens sounded in the distance.

I looked toward the street.

The stranger was gone.

“Someone was under your car,” I whispered.

“I know.”

“He ran toward the alley.”

Mateo's eyes narrowed.

“Did you see his face?”

I shook my head.

“Only his jacket.”

He took off his coat and wrapped it around me.

“Stay with me.”

I stared at the burning vehicle.

Then remembered something.

The stranger had worn a bright yellow hospital visitor sticker on his sleeve.

I knew that sticker.

I'd seen hundreds of them at Northwestern Memorial.

And beneath the sticker, printed in black ink, had been a name.

CALDER MEDICAL SERVICES.

I looked at Mateo.

“There's something you need to know.”

He leaned closer.

“What?”

“The man who planted that thing…”

My voice shook.

“He was wearing a badge from the company that handles my sister's hospital bills.”

Mateo went completely still.

Then he asked a question that frightened me more than the explosion.

“Harley, what's your sister's name?”

“Lily Quinn.”

His face lost its color.

“Jesus Christ.”

I stared.

“Why?”

Mateo looked toward the burning Lincoln.

Then back at me.

“Because Lily Quinn's name was in a file someone brought to my office yesterday.”

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And suddenly, the explosion no longer felt like an attempt to kill one man.

It felt like the beginning of something much worse.

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